Обзор
Обзор
The company is an intermediary between MFIs and clients who want to get a loan. The maximum loan amount is up to 50 thousand rubles.
Читать полный обзорОтзывы трейдеров
Детали
| Брокер | |
|---|---|
| Адрес сайта | |
| Демо счет |  |
| Брокер с сигналами | |
| Общий балл |
Полный обзор
Good-Zaim functions as an online service for finding microloans (read reviews about the Good-Zaim service on the website This is a scam™). You can receive money in a couple of hours after applying. Although in most cases the amount comes instantly, delays occur only at the stage of information processing.
Good-Zaim is not a microfinance institution. This is a service that helps clients find lenders, and MFIs find borrowers. The online platform performs an intermediary function. Let’s take a closer look at the platform and find out what it is: scammers hiding behind good intentions, or a really useful service and an indispensable assistant for borrowers.
Why Good-Zaim?
Intermediary services of the service are information assistance in finding profitable microloans. Customers receive a list of profitable offers and apply for loans faster. The Good-Zaim service selects MFIs, weeds out the available options. Legal services are available to clients. The specialist will help restore your credit history. The online platform also has a section with articles. Visitors to the site can get acquainted with the nuances of microcredit long before applying for a loan. How much the services of the service are in demand, statistics from the main page will tell, here is an online calculator. The calculation of a potential loan will take a couple of minutes.
Good-Zaim does not lend to customers on its own behalf, it is an information service, not a microfinance organization. The service accepts questionnaires, processes information, searches for MFIs. The online platform cooperates with some microfinance organizations, partners are listed on the good-zaim.top website. For every borrower there is a lender. But why pay money for a search if you can contact the MFI directly?
Term loans of money from good-zaim.top
If you are ready for a paid search for profitable offers of MFIs, proceed as follows:
- go to the official website of the online service;
- fill out a questionnaire to search for lenders and loans;
- Send a request to process the information.
The more information you provide on the site, the higher the chance of becoming a borrower. If the MFI approves your application, the money will come instantly. Offline payments are not provided. There are 5 options for calculation:
- bank cards (the service does not charge a commission, but the bank can);
- an account with a banking organization;
- QIWI e-wallet;
- Yandex.Money;
- Contact payment system.
Conditions for granting money loans
To find and apply for a microloan through an online service, a potential borrower must meet the minimum requirements. They are standard and similar to the terms of lending in MFIs and banks. There are age restrictions: 21-60 years. There are requirements for citizenship and place of residence. In both cases, it should be Russia. MFIs have the right to request from the borrower documentary evidence of employment and monthly income of at least 10,000 rubles.
If you apply for a microloan for the first time, do not count on an amount of more than 20,000 rubles. Pay off the debt in full in a timely manner in order to continue cooperation with MFIs on more favorable terms. With the secondary registration of the loan, the credit limit increases to 50,000 rubles.
How to apply for a loan of money?
Everything is extremely simple:
- Load the main page on the website of the online service.
- Open the “Leave a request” tab.
- Select “Get Money”.
- Complete the registration procedure.
The next step is to fill out the questionnaire. In order for the system to process the information, pay for the services. The online platform will send your questionnaire to partner lenders. To avoid problems, familiarize yourself with the principles of the service. Load the “How does the service work?” tab. When you read the rules and agree with them, you can register on the good-zaim.top website, fill out and send a questionnaire.
How do I get my money back on Good Loan?
Calculations are carried out not with an online service, but with a microfinance organization. You repay the debt to the creditor who lent the money. The method of debt repayment depends on the specific microfinance organization. It must be indicated in the loan agreement. The client chooses the best method from the list of available options:
- cash to the cash desk of the MFI;
- through a personal account from a card or bank account;
- through payment terminals;
- through the electronic payment system Yandex.Money.
There are other ways of calculation. Check with the lender.
Bonuses from Good Zaim
Data on promotions, special and promotional offers are not published on the good-zaim.top website. There is no separate section. All relevant information is placed in the “News” tab. New articles also appear on the company’s blog. Stay tuned for updates on the main page.
Complaints about good-zaim.top
The Internet is replete with a variety of reviews. Borrowed funds are taken by people who do not have enough money before payday. They are at zero, so they are not ready to pay money to an online service for finding great deals. Such customers leave negative comments. People don’t want to pay for services.
Good-Zaim has positive ratings. Users praise the service for round-the-clock operation, convenient functionality, and quick search for profitable offers. It is enough for borrowers to fill out a questionnaire 1 time so that it is under consideration in several MFIs. You do not need to send data to creditors yourself. To leave a request, you will need a passport. Other documents are not required at the initial stage. You may need them later. You need a phone number to get in touch. To become a borrower and get a loan, it is not necessary to visit the office, and Good-Zaim is proof of this.
People also write about the shortcomings. The site often does not work for technical reasons. Some clients have been charged a commission twice. There were also users who paid for the service, but could not get a loan from the MFI. Regular customers of Good Loan recommends unsubscribing from the online service in your personal account immediately after applying for a loan. This way you will avoid re-paying the commission.
Regulation and licenses of Goodloan
At the stage of acquaintance with Good-Zaim, you need to check the official status of the company and make sure that you are not a scammer. Verification of legal documentation is mandatory. Does our online service have all the necessary documents?
License & Regulator
The online platform is owned by QUICKLID LLC. OGRN 1172225018063. The company does not issue loans, so a license is not required. The main documents are good-zaim.top presented on the website. We recommend that you familiarize yourself with them before filling out the questionnaire and paying for services. Good Loan processes the personal information of customers after obtaining consent. The service is suitable for those who agree with the processing of personal data and have read the public offer. The online service has the right to transfer information from the questionnaire to third parties: partner MFIs.
Good Zaim Customer Support
To learn more about the service and get advice or answers to questions, contact support. There are 3 communication channels available:
- hotline;
- email;
- personal account.
Contacts for communication are presented on the Good-Zaim website. Choose the best way to communicate.
good-zaim.top User Agreement
There is no separate user agreement. The role of this document is performed by your application, questionnaire. It indicates the existence of a relationship between the client and the online platform. The policy of processing personal data is also important.
You can familiarize yourself with the documents on the start page of the site. The files are available for download in pdf format. When reading official papers, pay attention to each item. Have you contacted Good-Zaim? Be prepared to evaluate your social media account. The online service has the right to use any available information about customers. Almost all MFIs act in this way, they do not violate the law. The intermediary platform and creditors verify the accuracy of the client’s information.
Is Good-Zaim a scam?
The online service works honestly and transparently, but it takes money to search for information. Intermediary services are not licensed, because Good Loan is not an MFI. This is a portal for quickly finding profitable offers from partner lenders. Good-Zaim saves customers time. It helps to find a suitable loan option, but for money. The online service is not fraudulent.
Conclusion
Good-Zaim is looking for clients for MFIs and lenders for borrowers. The service brings the two parties together, helps to borrow profitably. The services of an intermediary are inexpensive, in demand with a shortage of time. There is a lot of useful information on the service’s website, legal services are available. The company is not a scam. It cooperates with real MFIs, has its own platform and a lot of positive reviews.
Брокер
